Innovative Educational Program

"We are providing the opportunity to learn, gain relevant investment and personal finance management knowledge and become a member of the Closed Club of of progressively thinking people"

History Of Cryptounit's Creation

Over 100 000 people from 35 countries completed basic training in the Academy of a Private Investor
- On 15.09.2011 of an Online Educational project “ACADEMY OF A PRIVATE INVESTOR” was launched. Author and Creator of the project – Khovratov Andrey Fedorovich.
- From 15.09.2011 to 01.10.2014, over 100 000 people from 35 countries completed basic training in the Academy of a Private Investor.

Goals and tasks of the Academy of a Private Investor:
- Introducing Financial and Investment literacy to the population of the planet
- Providing the best knowledge in the Fields of Saving and Multiplying capital with huge benefits to our listeners
- Creating Qualified Investors, who will aim to finance the real sector of the economy and Innovative technologies.

We gave our listeners the opportunity to invest in the most profitable and the safest Investment Instruments on the Investment market.
Over 3,5 years over 1000 Students graduated, who, thanks to the knowledge obtained at the Academy and using it in practice, managed to create their businesses with the most profitable and investment attractive strategies.

The “CryptoUnit” project (CRU) is an innovative training program based on training from the Academy of a Private Investor, created to enable anyone, even with minimal funds, to acquire up-to-date knowledge on investing and personal finance management and become a co-owner of the Global Portfolio operating in 20 market segments and sectors, and which includes the most profitable and promising enterprises on the planet.

The author of the idea and initiator of the creation of the CryptoUnit program and the Global Portfolio is a professional multidisciplinary investor-millionaire with more than 20 years of experience, Andrey Khovratov.
The main dream of the ideological mastermind is to create a New Economic Evolution of the World – a model of a fair economy where each person, being the owner of enterprises that they themselves use, live in wealth, peace and prosperity.

In March 2020, there are more than 1.300.000 members in CryptoUnit project. the CryptoUnit program is based on the use of blockchain technology and smart contracts to ensure reliability, stability, security and scalability

- Since 15.01.2020 all records of storage and monitoring of completed CRU transactions have been transferred to the international public blockchain Ethereum. From this moment on, 100% safety of information about issued CRUs and operations carried out with them has been ensured.

- On 3 June 2020 the CryptoUnit blockchain was launched, ensuring transactions without commissions and complete synchronization of Personal Account data with the CryptoUnit blockchain.

About The Project's Author Team

Andrey Khovratov

Chairman of the Council and General-Peacemaker at the International Public Association “Worlds Generals – for Peace” Author, creator and CEO of the Academy of a Private Investor. Multidisciplinary professional investor, businessman Host of the “Secrets of Millionaires with Andrey Khovratov” Program
The best business coach in financial and investment personal development of 2018 according to the MELON RICH magazine and FINANCE TIMES business journal

Antonina Kiyanovskaya
Financial advisor at EVORICH

She is currently an independent financial advisor at EVORICH. Besides, she is also an investment records manager at the private academy.
She is an investor with more than 15 years of experience and certified as an "Investment Trainer".

Berekesheva Aygerim
Chief Legal Officer at EVORICH

She is currently the Chief Legal Officer at EVORICH. Formerly Leader of the international law firm ILF Adilet & Alem; Member of the New York volunteer bar association; Co-founder of COCAD Legal Entities Association (Central Asian Alliance Development); Awarded "Outstanding Lawyer of the Year 2019"; Top 100 of the typical of Kazakhstan; Top excellent under 30 by Forbes.

The Global Portfolio of CryptoUnit

The CryptoUnit (CRU) Program provides an opportunity to gain financial knowledge and become a member of the Closed Club of co-owners of the Global Portfolio.

People and Society


Health and Longevity Development sector

Charity sector

Science sector

Multilevel Crowdinvesting development sector 

Cultural sector


Equity participation in Businesses via co-ownership sector

Innovative-transport development sector

Banking sector

Stock markets

Currency markets

Cryptocurrency markets

Insurance market

Real Estate sector

Innovative development sector

Agriculture development sector

Entrepreneurship, Cooperation and Social Development sector

Precious and semi-precious metals sector

Precious and semi-precious stones sector

Space Development sector. Non-rocket space exploration with the SpaceWay program

Program Development - Stages Of Implementation

First Stage
From 30.03.2019 To 31.03.2020

Split into 8 stages which will take place within the first 6-12 months from 30.03.2019 to 31.03.2020.
- 3 April 2019: Transition to the 2 stage
- 1 May 2019: Transition to the 3 stage
- 8 May 2019: Accrual of the first loyalty program bonuses
- 1 June 2019: Transition to the 4 stage
- 1 July 2019: Transition to the 5 stage
- 1 August 2019: Transition to the 6 stage
- 1 September 2019: Transition to the 7 stage
- 1 November 2019: Transition to stage 8.1
- 13 November 2019: First accrual of the Profi-Bonus
- 1 December 2019: Transition to stage 8.2

Second Stage
From 01.12.2019 To 01.10.2020

Launch Of CRU
UNIT CRU exchange with other fiat and crypto currencies after receiving relevant certification and taking into account compliance with all international requirements concerning this sphere, - in the period from 01.12.2019 to 01.10.2020. After completing the Security Token Offering procedure in the US Securities Commission tokens will be available for exchange / sale for electronic (crypto) / fiat currencies, admitted to such operations.
- 8 January 2020: Transition to the second part of program development. Additional emission of 20 billion CRU.
- 15 January 2020: Access to the Ethereum blockchain. From this moment on, 100% safety of information about issued CRUs and operations carried out with them has been ensured.
- 9 March 2020: Internal exchange of CRU launched.
- 4 May 2020: Staking of unblocked CRU points launched
- 3 June 2020: CryptoUnit blockchain launched

Third Stage
From 01.10.2019 To 01.10.2024 - 01.10.2028

Global Merchandising of CRU
- Global merchandising of the “CryptoUnit” program.
- Formation of “GloMeraCru” from 01.10.2019 to 01.10.2024 – 01.10.2028

Today, thanks to the joint work of the capital of partners, the Global Portfolio includes companies operating in 20 segments and sectors of the investment market. Below is a list of the most promising ones. We interviewed representatives of some of them, which you can also find below.

  • Gold mining.
  • Production of synthetic diamonds, “Diamond Van De K”. Interview with a representative. Watch Video
  • Film industry, “KG CLUB production”. Interview with the general director Nurlan Mamakeev. Watch Video
  • “Innovative Basalt Technologies”. Interview with the general director Dmitriy Voronov. Watch Video
  • Resort real estate in Thailand (Phuket) and Russia (Krasnodar Territory) 
  • “Sushi Master” restaurant chain. During the year of operation, we have opened 39 restaurants in several large cities of Russia, Kazakhstan and Belarus. Website:

About UPay Group AG

UPay Group AG - is the company that launched a Global project

UGPay Group AG is a group of companies with a Swiss jurisdiction that invests in 20 sectors of the economy.

UPay Group's Goals
- Trade in the WCRU security token
- Development of high-tech and highly profitable industries and companies in accordance with the NEEM concept.

Mission of the UGPay Group: UGPay GROUP AG - a new round of the New Economic Evolution of the World (NEEM).
"We are leading Humanity along the path of a conscious choice in favor of energy efficient and environmentally friendly technologies and industries, which are designed to become the beginning of a new economy and bring Peace, Health, Prosperity and Wealth to the planet Earth. We are developing various sectors of the economy in different regions of the world, thereby improving the economic situation in these regions and increasing the level of human well-being. Through the introduction of blockchain technology, we create a new environmentally friendly, safe and highly profitable economic environment, where the products of companies and their active consumers are within a single ecosystems."

Outstanding advantages of UGPay Group

Own token

Introduces its own tokens to the market with full functionality of their trading, exchange and withdrawal to fiat. Each token is backed by a real dollar.

High demand for token

The security token WCRU, which is offered by UGPay GROUP AG, is in great demand even before the token goes to external exchanges.

Optimal set of tokens

Offers an optimal set of tokens - electronic share, dollar and technical token, which allows you to independently adjust the parameters of a crypto-wallet.

Transparent scheme

Registered in Switzerland, it provides its users with a legally transparent scheme of interaction with tax authorities of any jurisdiction.

Own blockchain

Developed its own blockchain to tokenize its assets and subsequently enter the company to STO.


Attraction of funds under the scheme of collective investments in the construction of factories, plants and other projects from scratch is included in existing businesses on a 50/50 basis.

What is important to know UGPay

- UGPay Group AG finances a pool of projects in various sectors of the economy. The WCRU token is a digital share (security token) of the company.

- UGPay Group AG is registered in Zug (Switzerland) and registered with the SEC.

- UGPay Group AG gives you the opportunity to become a co-owner of a global investment portfolio, which today has an independent assessment of over $ 1 billion, and includes more than 20 business sectors in the investment market.

Head of UGPay - Mr. Andrey's Message

 "Working in the high-tech market, UGPay Group strives to bring benefits to the community and give investors and professional market participants a tool for stable and reliable earnings on a proven business model.

As the Chairman of the Investment Council of the International Public Association "Generals of the World - for Peace", I want to emphasize that our goal is to change the economic model and ensure an equal distribution of benefits at the global level."
Andrey Khovratov - Founder of UGPay Group

The WCRU Token Gives Its Owners 4 Types Of Income

  • Staking: Placing WCRU tokens on a crypto wallet to receive a reward in the form of UNTB.
    UNTB is a technical token that gives access to network resources such as RAM memory, CPU processing power and or NET speed. 
  • Loyalty program bonus5% of the total token sale is credited monthly.
    This type of income will be available only until October 2021. 
  • Pro bonus: It is credited monthly to the owners of WCRU in proportion to the number of tokens from the profit that the company receives from any of its businesses in any of the investment sectors.
  • WCRU shares: The appraised value of the portfolio is skyrocketing, giving rise to the price of each WCRU digital share. 

Price List Phase 2 Of WCRU Token


Token WCRU

10 UNT


1.000 UNT


5.000 UNT


10.000 UNT


50.000 UNT


100.000 UNT


500.000 UNT


Dong Speed Meet Face-to-face With CEO EVORICH - Mr.Andrey

Social media reported on the event of the launch of CRU project in Vietnam on 12 May, 2019.

Dong Speed performance music & kung fu at domestic and international conferences

Local news wrote about Dong Speed

Sign Up For Advisory About CRU And WCRU Investment


What is the purpose of the CryptoUnit project?

Is the CryptoUnit project related to Sky Way? 

How is the loyalty bonus from CryptoUnit calculated?

Is CryptoUnit investment high risk?

Latest News About CRU & EVORICH

Global Unit Pay: Business Presentation

We invite you to attend a meeting with representatives of the Board of Ambassadors of the company on Thursday, May 20, at 15:00 Moscow time, where you will hear a business presentation of the Global Unit Pay project and get reliable answers to your questions.

Read more

Updated Tool For Registering New Users

We are pleased to announce the updated UGPay Group AG advertising page. Now you can tell new potential clients about the mission, goals and benefits of the company that launched a global project in the field of fintech and blockchain technologies in even more detail.

Read more

Congress Italy 2021: You Absolutely Have To Be Here

The program of the event will feature 2 global investment portfolio projects: Digital guarantees (NDE) and uGain, as well as trainings from representatives of the Strategic Council and the Council of Ambassadors, award ceremonies, sweepstakes, entertainment and recreation.

Read more

Global Unit Pay: Technical Session

We invite you to attend a meeting with representatives of the Board of Ambassadors of the company on Wednesday, May 5, at 15:00 Moscow time, where you will understand the verification process in the Global Unit Pay project and get reliable answers to your questions.

Read more

Webinar - Evorich Corporate Presentation

We invite you to attend an online meeting with the representative of the local leadership council in Spain, Olga Alekseeva, on Saturday, May 8 at 12:00 Moscow time, where you will understand all the intricacies of the Evorich corporate presentation and learn the latest news from partner companies that are part of the Evorich ecosystem.

Read more
  • Hotline


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  • Location

Copac Square Building, 12 Ton Dan Street, Ward 4, Ho Chi Minh City, Vietnam.

  • Connect with Dong Speed

"Owning CryptoUnit is the best chance in investment to help Vietnamese people have asset accumulation và change their life in the future" - Dong Speed

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